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Small Business & Shop Owner Tools

6 free tools for SMEs, kirana stores and shop owners - manage inventory, track expenses, plan budgets, generate UPI QR codes, number invoices and brainstorm business names.

Inventory Calculator

Add products with quantity, cost price and selling price to see total stock value, selling value, profit margin and low-stock alerts. Export to CSV. Data saved in browser.

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Expense Tracker

Track monthly business expenses by category - Rent, Utilities, Inventory, Staff, Marketing and more. View category breakdown chart, monthly totals and export to CSV.

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Budget Planner

Enter your income and fixed/variable expenses to see monthly surplus or deficit. Checks spending against the 50/30/20 rule for needs, wants and savings.

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UPI QR Payment Generator

Generate a UPI QR code for your shop counter from your UPI ID and merchant name. Works with Google Pay, PhonePe, Paytm and BHIM. Download PNG or print instantly.

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Invoice Number Generator

Create sequential invoice numbers with custom prefix, separator, year and padding (e.g. INV-2025-0001). Auto-increments and saves the counter in your browser between sessions.

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Business Name Generator

Generate 30+ creative business name ideas from your industry and keywords using descriptive, compound, coined, acronym and action naming patterns. Includes numerology score.

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Related Categories

Financial Calculators

EMI, SIP, FD, RD, PPF, NPS, GST, income tax, HRA, retirement, CAGR, salary, step-up SIP, SWP, NSC, KVP, SSY, gold loan, ULIP, toll, electricity bill, rent vs buy, property ROI and more.

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Freelancer & Agency Tools

Proposal generator, quotation builder, estimate generator, time tracker, hourly rate calculator, contract generator, and scope document generator for freelancers and agencies.

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HR & Workplace Tools

Cover letter generator, salary breakup calculator, notice period calculator, offer letter, experience letter, payroll calculator, and interview question generator.

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Small Business Tools FAQ

Small business owners need tools to manage stock (inventory calculator), track spending (expense tracker), plan finances (budget planner), accept payments (UPI QR generator), number invoices (invoice number generator) and brainstorm branding (business name generator). All six are free with no sign-up.

Use our UPI QR Payment Generator - enter your UPI ID, shop name and optional amount, and click Generate. Works with Google Pay, PhonePe, Paytm and all UPI apps. Download as PNG or print directly for your counter.

Use our Expense Tracker - add expenses by category (Rent, Utilities, Inventory, Staff, Marketing etc.) with a date and amount. See monthly totals, category breakdown chart, and export to CSV. Data is saved to your browser - no cloud account needed.

The 50/30/20 rule suggests spending no more than 50% of income on needs, 30% on wants and saving at least 20%. Our Budget Planner checks your income and expenses against these thresholds and highlights where you are over or under budget.