45 free tools for loans, investments, tax, insurance, government schemes and property - no sign-up, all Indian-focused.
Calculate monthly EMI, total interest and full amortisation schedule for any loan with reducing-balance formula.
Open ToolCompute home loan EMI with down payment, processing fee and prepayment simulation - see how much interest you save.
Open ToolCalculate car or two-wheeler loan EMI with typical rates for new, used and commercial vehicles.
Open ToolEstimate personal loan EMI, total cost, APR including processing fee + GST, and rate comparison.
Open ToolCalculate SIP returns with step-up option and goal planner - find the monthly SIP needed for any financial target.
Open ToolCompute the future value of a one-time investment with inflation-adjusted real value and rate comparison.
Open ToolModel SIP + lumpsum mutual fund returns across equity, debt and hybrid categories with CAGR comparison table.
Open ToolCalculate Recurring Deposit maturity with quarterly compounding and senior citizen bonus - for bank and post office RDs.
Open ToolFixed Deposit maturity calculator with monthly, quarterly, half-yearly or annual compounding and EAY comparison.
Open ToolPublic Provident Fund maturity with year-by-year balance, partial withdrawal and loan eligibility at 7.1% rate.
Open ToolNational Pension System corpus, lump-sum and monthly pension estimate with annuity purchase options.
Open ToolAdd or remove GST for all slabs (5%, 12%, 18%, 28%) with CGST/SGST/IGST breakdown for intra and inter-state.
Open ToolCompare old vs new income tax regime for FY 2024-25 with 80C, HRA, home loan and NPS deductions.
Open ToolCalculate House Rent Allowance exemption under Sec 10(13A) - minimum of the 3 statutory conditions for metro and non-metro.
Open ToolCalculate TDS for salary, FD interest, rent, professional fees and contractors with section-wise rates.
Open ToolCompute gratuity payable under Payment of Gratuity Act with tax-exempt limit breakdown for all employee categories.
Open ToolLTCG and STCG tax on equity, debt, gold and property with indexation benefit - FY 2024-25 Budget-updated rates.
Open ToolFind the corpus and monthly SIP needed to retire comfortably - accounting for inflation and existing savings.
Open ToolSee how inflation erodes purchasing power over time - future cost of today's money and year-by-year impact.
Open ToolA = P(1+r/n)^nt - compute compound interest with any compounding frequency and optional monthly deposits.
Open ToolSI = PRT/100 - solve for interest, principal, rate or time and compare with compound interest growth.
Open ToolCalculate Compound Annual Growth Rate from any start/end value or find future value or years needed at a target CAGR.
Open ToolConvert CTC to monthly in-hand pay with Basic, HRA, PF, professional tax, TDS - old and new regime comparison.
Open ToolEmployee Provident Fund maturity with year-by-year growth, employer match and 8.25% current interest rate.
Open ToolCalculate property stamp duty and registration charges for 14 major Indian states with female buyer concessions.
Open ToolFind gross profit, margin % and markup from cost and selling price - or calculate the selling price from a target margin.
Open ToolCreate professional GST invoices with CGST/SGST or IGST breakdown. Add items, fill seller/buyer details and print or save as PDF.
Open ToolCalculate trip fuel cost for petrol, diesel and CNG - enter distance, mileage (km/l) and fuel price for instant per-km and total cost.
Open ToolSIP calculator with annual increment - model how increasing your SIP by 10% each year grows your wealth vs a flat SIP over the same period.
Open ToolFind the maximum home loan you can get from your monthly salary using the FOIR method - instantly see property value you can afford.
Open ToolSystematic Withdrawal Plan - enter corpus, monthly withdrawal and return rate to see how long your investment lasts and the optimal withdrawal amount.
Open ToolSee exactly how much interest you save and how many months you cut by making a lump-sum prepayment on your home or personal loan.
Open ToolNational Savings Certificate maturity value at 7.7% with year-by-year interest accrual and Section 80C tax-deductible breakdown.
Open ToolKisan Vikas Patra doubling period and maturity value at the current 7.5% rate - with year-by-year growth table.
Open ToolSukanya Samriddhi Yojana maturity corpus at 8.2% - enter annual deposit and daughter's age for full year-by-year table up to maturity at age 21.
Open ToolCalculate rental yield, annual ROI, capital gains and break-even years for any property investment - enter purchase price, rent and appreciation rate.
Open ToolEstimate on-road registration cost for your vehicle - state-wise road tax table covering all 28 states and UTs for cars, bikes and EVs.
Open ToolSlab-wise electricity bill estimator for 20+ states - enter meter units to see DISCOM rate breakdown and average cost per unit.
Open ToolCompare total cost of renting vs buying a home over 10–30 years - EMI, down payment opportunity cost, appreciation, and the break-even year.
Open ToolGet an indicative price range for residential property - based on city tier, locality type, property type, area, age and floor level.
Open ToolBuild a printable profit & loss statement - add revenue and expense lines to instantly see gross profit, EBIT and net margin. For freelancers and SMEs.
Open ToolEstimate NHAI highway toll charges for 20+ major city-to-city routes - cars, SUVs and trucks. FASTag vs cash comparison included.
Open ToolCalculate eligible gold loan amount by weight, purity (18K/22K/24K) and LTV% - current gold rate pre-filled. EMI and total interest included.
Open ToolEstimate annual car or bike insurance premium - OD + TP breakdown using IRDAI rates, IDV, NCB discount, and add-on coverage options.
Open ToolCalculate ULIP fund value after charges and compare it with Buy Term + Invest in MF to see which builds more wealth over 10–30 years.
Open ToolEveryday quick-decision tools - calculator, age & date utilities, percentage, CGPA, marks, attendance, password generator, coin flip, dice, timer.
BrowseBMI, BMR, calorie, ideal weight, body-fat, blood pressure, diabetes risk (IDRS), cholesterol checker, pregnancy due-date, ovulation and period calculators.
BrowseCountries & capitals, live currency converter, gold rate, world clock, pincode, IFSC, RTO codes, IPC/BNS lookup, Indian states and government scheme finder.
BrowseFinancial calculators translate complex mathematical formulas into instant, accurate results that help individuals and businesses make informed money decisions. Whether you are computing the EMI on a home loan, projecting the maturity value of a SIP investment, or determining your GST liability, these tools eliminate manual calculation errors and save significant time. India's financial planning landscape has transformed rapidly since the introduction of GST in July 2017, SEBI's mutual fund reforms in 2018, and the New Tax Regime introduced in Budget 2020.
India's personal finance environment is uniquely complex: taxpayers must choose between the Old and New Tax Regimes, HRA exemption rules differ by city tier, EPF and NPS have distinct contribution and tax rules, and GST rates span five slabs (0%, 5%, 12%, 18%, 28%). Exam syllabi for CA Foundation, UPSC Economics optional, CMA, and MBA Finance entrance tests (CAT, XAT) include financial mathematics. With over 150 million mutual fund folios and 90 million+ active demat accounts as of 2024 (SEBI data), millions of retail investors need accessible calculation tools every day.
This collection includes 45 calculators spanning loans (EMI, home loan, personal loan), investments (SIP, FD, RD, PPF, NPS, NSC, KVP, SSY), taxes (GST, income tax, HRA), salary tools, and real estate (rent vs buy, property ROI). All calculators follow current Indian tax laws and RBI-regulated rate conventions. Results are for informational purposes and should be validated with a SEBI-registered financial advisor for major decisions.