RubanTools

Government Scheme Finder

Answer a few questions to find Central and State government schemes you may be eligible for.

Your Profile

Fill in your profile on the left and click Find Schemes to see eligible government schemes.

Government Scheme Finder - Central and State Schemes

India operates more than 400 centrally sponsored and central sector schemes aimed at poverty alleviation, social security, and economic development. Landmark programmes such as PM-Kisan (launched 2019, covering 110 million farmers), Ayushman Bharat PM-JAY (5 lakh annual health cover for 500 million beneficiaries), and Ujjwala Yojana (90 million LPG connections) form the backbone of rural welfare. Finding the right scheme based on your income, caste category, age, and state can be challenging without a single reference point.

Who Can Use This Tool

This finder is designed for farmers, students, women entrepreneurs, senior citizens, BPL families, SC/ST applicants, and small-business owners. It cross-references your profile against eligibility criteria for schemes such as Mudra Loan (up to Rs 10 lakh for micro businesses), Jan Dhan Yojana (zero-balance accounts with Rs 2 lakh accidental cover), Scholarship schemes under NSP, and state-specific programmes like Tamil Nadu Amma schemes or Karnataka Gruha Lakshmi. UPSC and SSC aspirants also use such data to answer public policy questions in General Studies papers.

How to Get the Most Accurate Results

Select your state, annual household income, age group, and social category to narrow down schemes most relevant to you. Many schemes require Aadhaar-linked bank accounts and e-KYC. Deadlines and benefit amounts change each Union Budget - always verify current figures on the official scheme portal before applying.

Frequently Asked Questions

PM Kisan Samman Nidhi gives Rs 6,000/year to small and marginal farmer families owning up to 2 hectares. Income tax payers and institutional landholders are excluded.

Families listed in the SECC 2011 database get health cover of Rs 5 lakh per family per year. About 55 crore beneficiaries are covered across India.

PMAY-Urban covers EWS (up to Rs 3L), LIG (Rs 3-6L), MIG-I (Rs 6-12L), MIG-II (Rs 12-18L). Rural PMAY targets BPL and homeless households.

Yes, PMUY 2.0 is specifically for women from BPL or low-income households without an existing LPG connection. They get a free connection and one free refill.

India has over 400 central government schemes including 30 flagship schemes. Each state runs 50-200 additional state-specific schemes.