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Vehicle RC Cost Calculator

Calculate road tax and registration fees for your vehicle - state-wise rates for cars, bikes, and electric vehicles across India.

Vehicle Registration Details
Road tax rates vary by state. Rates shown are indicative - verify with your RTO or Parivahan portal before purchase.
Road Tax Guide

What's Included in On-Road Price?

Road Tax (Lifetime)

The largest variable cost - paid once at registration. Ranges from 5% (Himachal) to 20%+ (Kerala, Karnataka) of ex-showroom price depending on state and vehicle type.

RC & Smart Card

Registration Certificate (RC) fee: ₹300 for bikes, ₹600 for cars. Smart card fee (₹200–400) covers the laminated RC card. Some states include hypothecation charges if financed.

Third-Party Insurance

Mandatory by law. Premium is fixed by IRDAI based on vehicle type and engine capacity. Comprehensive insurance is optional but strongly recommended for new vehicles.

EV Exemptions

Most states offer 0% road tax for EVs. Delhi, Maharashtra, TN, Karnataka, Telangana also waive registration fees under their EV policies - saving ₹50K–₹2L on premium EVs.

FAQ

Frequently Asked Questions

Road tax is a one-time, lifetime tax paid at registration - calculated as a percentage of the vehicle's ex-showroom price. Rates vary by state (5–20% for cars), vehicle type, and fuel type. EVs get 0% in most states. The tax is collected by your state's RTO.

As per Central Motor Vehicles Rules: ₹300 for bikes, ₹600 for cars. Smart card fee (₹200–400) is added on top. These are set by the central government; states cannot change the base RC fee. Hypothecation charges (₹1,500) apply if the vehicle is on a loan.

Yes - most states charge 0% road tax on electric vehicles as part of their EV policy. States like Delhi, Maharashtra, Tamil Nadu, Karnataka, Telangana, and UP also waive registration fees. This can save ₹50K–₹2L+ on premium EVs compared to petrol equivalents.

Ex-showroom = manufacturer price. On-road = ex-showroom + road tax + RC fee + smart card + insurance. Road tax is the biggest variable, making on-road price different in every state. Karnataka and Kerala have some of India's highest road tax rates (17–18%).

If you relocate permanently, re-register in the new state within 12 months. You can apply for a road tax refund from the original state (prorated unused period). Pay road tax in the new state. Do this via the Parivahan portal (parivahan.gov.in) or your local RTO.

Form 20 (application) + Form 21 (sale certificate) + Form 22 (roadworthiness certificate) + insurance + address proof + ID proof + PAN (if vehicle > ₹10L) + photos. Your dealer usually handles this. Online applications are available at parivahan.gov.in.